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Business credit

Credit for your business, matched to your GST

Enter your GSTIN and we rank lenders by how well your turnover and filing record fit their criteria.

Overdraft credit line up to ₹25 lakh

Draw what you need, pay interest only on what you use.

  • Approval in 30 minutes
  • 100% digital, no collateral
  • Flexible repayment
Check eligibility

Overdraft line up to ₹50 lakh

For established companies with 12 months of clean filings.

  • Decision within one working day
  • Needs 12 months of GST returns
  • Rates from 16% p.a.
Check eligibility

Business loan up to ₹10 lakh in 10 minutes

Paperless. Uses your GST filings instead of bank statements.

  • Paperless documentation
  • Low interest rates
  • Multiple lender offers
Apply now

Business credit card with a 45-day float

Pay GST, vendors and ads on credit.

  • No joining fee for e-invoice enabled firms
  • 2% back on GST payments
  • Virtual card in minutes
Check eligibility

Corporate cards for your team

Spend controls, receipts and GST-compliant statements.

  • Unlimited virtual cards
  • Auto-match to purchase invoices
  • For ₹25 Cr and above
See criteria

Invoice discounting up to 80%

Get paid early on invoices to large customers.

  • Works with GSTR-1 invoices
  • No fixed charge on the company
  • Funds in 48 hours
Check eligibility

Offers are indicative and based on public GST data. The lender decides eligibility, limits and pricing. Checking here does not affect your credit score.

Business credit offers matched to your GST profile | Spense Udyam